What Would Grind Your Guts about the Following Response to an Email?

Bob,

I had to file personal bankruptcy due to the business failure. I'm unemployed currently and have no means to pay you or anyone else.

Sent from my Verizon Wireless BlackBerry

Give me about two and a half minutes

Sorry, folks. Been busy . . . too busy to post.

But I found this today. Turn that frown upside down.