What It Is (posts below left; rate sheet, client list, other stuff below right)

My name is Bob Land. I am a full-time freelance editor and proofreader, and occasional indexer. This blog is my website.

You'll find my rate sheet and client list here, as well as musings on the life of a freelancer; editing, proofreading, and indexing concerns and issues; my ongoing battles with books and production; and the occasional personal revelation.

Feel free to contact me directly with additional questions: landondemand@gmail.com.

Thanks for visiting. Leave me a comment. Come back often.

Thursday, December 6, 2018

Why Everything Has to Change, Part I

You do not want to be around me when I've spent a day negotiating the US health care system and the vagaries of homeowners insurance.

Homeowners Insurance Makes No Sense

We have a quasi-ephemeral waterbound asset that was almost legislated out of existence a few years ago. Getting insurance on such a structure is not easy, and for a reason I may or may not go into here, we find ourselves needing insurance after having it for fourteen years—and unknowingly not having it for the last two. Very few insurers offer such policies, and usually then only in combination with a homeowners policy.

We went to an independent agent who said its company that insures floating cabins would not co-insure a house with an asbestos shingle roof (which has been protecting the house for ninety years). 

Whaddya think is gonna be here ninety years from now? This?

brick georgian 1930 two-story gray trim azaleas in front springtime Bristol VA USA
the old home place

Or this?

Houseboat, lake, South Holston Lake, TVA, Harris pontoon boat, reflection on water, Prius in background
the wyfe pleaser, TVA no. 4-H-174

(Although it's a little more finished now, and about ten years older.)

By the way, feel free to suggest a price on either, much preferably the former. If you live in a city with a six-figure population, you'd be amazed at how little the top joint would cost you. Come live in an area of natural beauty, deep-rooted culture, and some of the roughest-looking civilians you will ever see. And that's the septuaginarians at Kroger at one in the afternoon.

Been quite a day. And four to twelve inches of snow are in the forecast. Flushes 'em all out of the hollows to stock up on body-killing consumables.Image may contain: outdoorImage may contain: outdoorImage may contain: outdoor

No comments: